Online Services

• Free, secure, and easy-to-use service for ACFCU members
• Manage your account anytime, anywhere with our online services:
  • Access e-statements
  • View account balances and history
  • Transfer funds between accounts
  • View checks written
  • Make loan payments
  • Set up account alerts through text message or email
  • View front and back images of the actual checks you write
  • And more
• Pay one-time or recurring bills with ease¹:
  • Schedule payments in advance
  • Set up payment reminders
  • Ensure payments are received on time
  • Have all payee information in one convenient place
  • Avoid paper clutter
  • More secure than paper billing 

Sign up for Bill Pay in Mobile Banking. Select Bill Pay under the menu.

¹There is a $5 one-time setup fee for online bill pay that can be waived by electing to receive e-statements. Bill pay will be deactivated after three months of inactivity.

• Fast, free, and secure service for members enrolled in online services¹
• Available to personal and business customers
• Easily keep track of your finances — even on-the-go:
  • View account balances
  • Review history
  • Transfer funds between accounts
  • Receive alerts
  • Pay bills
  • Deposit checks (read our Remote Deposit Capture Agreement and Instructions)
• Save valuable time and effort; avoid an extra trip to a branch
• Available via any web-enabled cell phone or device
• Download the mobile app for iPhone® or Android™

¹Wireless carrier data rates may apply.

• Set up for E-Alerts from Online Services to keep an eye on your account
• Alerts can be sent to your smart phone app or email address
• Receive alerts for all transactions, direct deposits, and more
• Alerts are sent within seconds of the transaction taking place

Activate E-Alerts by following these instructions from within your smart phone app.

1. Log into the mobile app from your smart phone.
2. Click Menu (3 dotted lines) on the bottom right side, select NOTIFICATIONS then,
3. Click “ENABLE NOTIFICATIONS” button to turn on your in app notifications.
4. Click “ENABLE CHECKING NOTIFICATIONS” button to enable checking transaction notifications. You may set the transaction or low balance amounts here.
5. Click SAVE in the upper right hand corner to save settings.

 All of your information in the palm of your hand. 

Why let those papers pile up? You can easily keep track of all of the activity on your account while reducing your carbon footprint at the same time. By making the switch to EStatements, you open yourself up to the convenience of keeping your account information just a few taps away.

Sign up for e-statements by calling an ACFCU representative at 307-332-5151.

Members can now deposit money from their external credit cards directly into their Atlantic City accounts!

Atlantic City is proud to offer a fast, convenient solution for when you need extra cash while avoiding those over-the-top rates most major credit cards charge for cash advances. Our online banking cash advance service offers terrific features in an easy to complete process!

Features:

• Using online banking, you can perform a cash advance* and the funds are deposited directly into your ACFCU checking or savings account.

• The transaction is posted as a purchase, which means a lower interest rate than what’s typically charged on a cash advance.

• This service is available via Online Banking 24/7/365.

• Our only fee is $8.00 per transaction.

• All major credit cards are accepted. 

A Cash Advance in 3 Steps:

1. Log into online banking and follow the prompts.

2. Enter your card information and select the amount you’d like to advance.

3. Once approved, funds will be deposited into your selected ACFCU deposit account.

*Card Advances performed under this service are the sole responsibility of Account Owner and Card Holder. Atlantic City Federal Credit Union is not liable for any transactions conducted on the card.

• Atlantic City Federal Credit Union charges an $8 fee for this service. The fee will be charged on the card transaction or taken from the Member Account at the Credit Union’s discretion.

• Any fees the card holder incurs as part of this transaction are the sole responsibility of the card holder.

• We reserve the right to reject any transaction transmitted through this Service, at our discretion, and we may revoke this service at any time.

• Approved transactions will be credited to the account immediately.

• If a transaction is dishonored, rejected, or otherwise returned unpaid, you agree that we may charge back the amount, and you may be assessed a fee as disclosed. If there are not sufficient funds in your account to cover the amount, the account will be overdrawn, and you will be responsible for repayment and/or related fees.

Atlantic City FCU’s liability for errors or omissions with respect to the data transmitted or printed by FLEXCU will be limited to correcting the errors or omissions. You agree to your personal responsibility to ensure the security of the personal computer and/or mobile device you own and use to access the Service, which includes the security of any wireless or internet service or network you may be utilizing. You agree that Atlantic City FCU will not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for lost profits, goodwill, user data or other losses resulting from use of the Service, inability to use the services, or termination of the services, incurred by you or any third party, regardless of the form of action or claim (whether contract, tort, strict liability or otherwise) even if has been informed of the possibility thereof. You agree to indemnify and hold harmless Atlantic City FCU from any loss for breach of the warranty provision, such that you warrant to FLEXCU that: 

A. All information you provide to Atlantic City FCU is accurate and true. 

B. You will comply with the original and any subsequent provisions of the Agreement and all applicable rules, laws and regulations.

The free CardNav App is available in the Google Play Store and Apple App Store.

Some features of CardNav include:

• Turn your card on and off from your cell phone
• Set up controls regarding transaction types, geographic rules, and merchants types that your card can use
• Use GPS settings to limit where the card can be used in relation to your cell phone
• Control spending by setting dollar limits for transactions, receive alerts when limits are spent
• Receive receipts directly to your phone

Click here for more information about CardNav.