Sign up for Skip-a-Pay to skip your November, December, or January loan payments!* Kick-back, relax, and enjoy the holidays this year.
Take a Load Off
Budgeting for purchasing gifts, holiday traveling, and year end expenses is enough to turn even the jolliest into a Grinch. Sign up for Holiday Skip-a-Pay and give your wallet – and yourself – some well-earned R&R!
With Skip-a-Pay, you have the option to skip your November, December, or January loan payments and pocket that cash for yourself. Use it for the holidays, padding your savings, or a seasonal spa day.
Sign up for Skip-a-Pay today – you deserve it!
*Accounts that have been past due (have been assessed a late fee) within the last 12 months are not eligible for Holiday Skip-A-Pay. A $25 fee will be assessed for each qualifying loan payment skipped. Account selected must have full $25.00 fee amount available to process Skip-a-Pay application. This waiver may not be used if member has been approved for a skip-a-payment in 2024 that is not a Holiday Skip-a-Pay. All borrowers on the loan must sign agreement. By signing, member understands and agrees to the terms of this waiver. Must have made a minimum of one payment on loan(s) selected prior to applying for Skip-a-Pay. If amount is not available, skip application will be delayed and may be declined. Skipped payments will be added to final loan payment (creating a balloon payment) and will increase the total finance charge of the original security agreement and may reduce any GAP claim on insured loans. Skipped payments do not extend the term of the loan. Members understand that if their payment is taken out of another institution automatically by ACFCU, they must have this application submitted at least FIVE (5) business days ahead of payment date to have the automatic withdrawal paused. If members have established an automatic transfer outside of ACFCU, it will be the member's responsibility to stop payment. This offer is good until 1/31/2025. ACFCU is not responsible for approval call-backs or incomplete forms, including missing signatures. Holiday Skip-a-Pay cannot be applied to Real Estate loans, Home Equity loans, Quick Cash loans, Credit Cards, CD loans, and Workout loans. Federally insured by NCUA.