3 Reasons Your Resolutions Are Already Failing
Have you failed your resolution for 2022 yet? Do not panic! If you are like most people, your answer is probably, yes. About 84% of people are not able to follow through on their resolutions, but that does not mean you should throw in the towel!
Read MoreHow ACFCU Can Help You Buy Or Refinance A Car
There are few things more exciting than taking your newly purchased car for that first drive. But more often than not, that excitement fades pretty fast when you have to make your first auto loan payment on that same vehicle. If you?re staring down a high auto loan payment from your bank, you might be wondering if there?s another way to keep loving your car without the financial headache. What if we told you ACFCU could help significantly reduce your auto loan payment and make purchasing a car easier?
Read MoreRelieving Student Lunch Debt
?Student lunch debt is a tremendous stress on the families and the students, and also the communities ... and there?s going to be a lot of burdens that are going to be relieved after today...? These remarkable words were spoken by our president and CEO, Brian Rohrbacher, in regards to the elimination of negative balances in the school accounts of 3,000 students.
Read MoreHidden Costs of Buy Now Pay Later
In today's world, instant gratification activates our pleasure centers. We want it all, and we want it now! In that sense, utilizing a "buy now pay later" option can be attractive. Many big retailers offer easy-to-use installment plans ? making large purchases seem like a reasonable option. The benefits of using a "buy now pay later" service might be tempting to those who struggle with credit card debt. However, there are hidden long-term costs associated with these services that people often overlook. In addition, borrowing from one lender to purchase another item is known as a 'cross-collateralized loan.'
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